Canadian No Annual Fee Credit Cards

Scotia Momentum® No-Fee VISA Card

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    • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
    • 0.5% cash back on all other eligible purchases
    • 20% AVIS rental card discount


Intro APR Regular APR Annual Fee Balance Transfer
7.99% on purchases for 6 months 19.99%* $0* 21.99%*  
  • Many charge cards that have no annual fee also have no rewards, but that’s not the case with this card. With up to 1% cash back on purchases and a 7.99% introductory APR for purchases, now is the perfect time to save money on that big ticket item that you’ve been wanting.
  • The minimum credit line offered by this line of credit is $500 and the grace period will stay interest free for at least 21 days. Recurring payments also qualify for the 1% cash back, so save cash today on your monthly insurance premiums and other memberships by applying today!